The budget tracker built by two people who were earning well and still had no idea where the money was going.
You're earning good money. But somehow, at the end of the month, you can't quite explain where it all went.
That was us too.
We built this tracker because nothing else existed that actually showed us the full picture — income, spending, savings, debt, and net worth, all in one place. We use it every single month. It gave us clarity we'd never had before. Now it's yours.
One-time payment. Yours forever.
Not because you're bad with money — but because nobody ever gave you the right tool.
What's inside
January through December, each with its own Income, Expenses, Savings and Debt sections. Set your budget targets at the start of each month, then track actuals as you go. Budget vs actual comparison built in, so you always know where you stand.
Jan – Dec 2026Your full year totalled automatically — Total Income, Expenses, Net Surplus, Saved & Invested, Debt Paid, and your Annual Savings Rate. Two charts show your financial trends across the year. Nothing to fill in. It just builds itself as you go.
Auto-calculatesThe number most people never calculate. Enter your assets — savings, investments, property — and your liabilities — credit cards, loans, mortgage. Your net worth is calculated instantly. Update it monthly and watch it grow.
One-time setupSee which spending categories are eating the most of your money, and which income streams are working hardest for you. Ranked automatically every month. The kind of clarity that makes you want to act.
Auto-rankedEvery month shows your savings rate as a percentage of income. It's the number that tells you if you're actually building wealth — not just earning. Trackable, shareable, and surprisingly motivating once you see it move.
Calculated automaticallyYour income sources, expense categories, savings platforms and debt companies — all customisable to your life. Add up to 100 categories per section. They feed every dropdown across all 12 monthly tabs instantly.
Up to 100 per sectionSee inside the tracker
Monthly Tab
Set your budgets, log your transactions, and watch your savings rate calculate itself. The summary at the top tells you everything at a glance.
Annual Overview Tab
Every number on this tab pulls automatically from your 12 monthly tabs. You'll see patterns here you could never spot month to month.
Net Worth Tab
The one figure that actually tells you if you're building wealth. Most people have never calculated it. Now it's one tab away.
Who it's for
Multiple income streams, one place to see them all working together.
Shared clarity without the arguments. Categories you both agree on.
Variable income finally under control. Know exactly what you can spend.
See your savings rate grow month on month. Know exactly how much you can put to work.
Questions
Not next month when things calm down. Not when you earn more. Right now, with exactly what you have.